Continuing the tradition from last year.
I moved to Canada in March this year, so these numbers are only for April-December for the sake of my accounting sanity. Numbers are actual/budgeted Canadian dollars per month.
- total = 2420/2397
- basics = 1642/1571
- physical bills = 1150/1150
- digital bills = 82/121
- phone = ?/17
- fastmail = ?/7
- vultr = ?/7
- tarsnap~ = ?/1
- zig = ?/68
- matrix = ?/7
- sourcehut = ?/7
- mobile-nixos = ?/7
- groceries = 410/300
- fun = 492/426
- climbing = 260/193
- gym membership = 93/93
- gear = 107/50
- trips = 60/50
- parkour = 173/173
- gym membership = 173/173
- books = 49/60
- games = 10/0
- climbing = 260/193
- luxuries = 186/250
- eating out = 54/50
- things = 132/200
- holidays and travel = 100/150
- basics = 1642/1571
My rent is much higher than the average for the area, but house-hunting during a lockdown isn't easy so I'll probably be there at least another half year.
The digital bills entry is a bit weird because I started some of those donations part-way through the year and couldn't be bothered to attribute them individually.
My grocery bills were really high when I first moved but were down to ~280 by the winter as I filled out my kitchen and figured out where to shop.
I spent a ton on climbing gear this year - two new pairs of shoes, replaced a broken helmet, started a trad rack. But much less than expected on other random objects so it works out ok.
The climbing trips being higher than expected is I think just an artifact of not having the January-March off-season in these accounts.
This also ignores ~4k total moving costs (mostly replacing things that weren't cost-effective to ship). In theory this is a one-off, but I should add some annual slack for similar one-offs eg dead laptops. So I expect to spend 30k/year but will plan for 35k/year.